Your money, finallyclear and calm.
Finwise tracks every transaction, keeps budgets honest and tells you — in plain English — exactly what to do next with your cash.
No card required · Free Starter plan · Cancel anytime
Total balance
$48,250.42
Income this month
+$9,420.00
Spent this month
−$5,187.35
Features
Everything you need, nothing you don't
Built for people who want the whole picture in ten seconds — then the detail when they need it.
AI spending insights
Plain-language summaries of where money went and what to change next month.
Live category breakdown
Every transaction auto-categorised with instant charts you can trust.
Goals that adapt
Savings goals recalculate their monthly target as your income changes.
Bill radar
Upcoming bills, autopay status and a calendar so nothing surprises you.
Monthly & yearly reports
Exportable reports for taxes, planning or sharing with your accountant.
Private by design
Read-only connections, encrypted at rest, and no data ever sold.
Product tour
A look inside Finwise
Swipe through the screens you'll use every week — all rendered with live sample data.
Dashboard — Cash flow
Income vs expense trend with month-end forecasting.
Reports — Expense breakdown
Auto-categorised spending, exportable as CSV or PDF.
Budgets — Limits vs spend
Every category against its monthly limit, updated live.
Transactions — Recent activity
- +$6,800.00
Acme Inc — Salary
Salary
- −$184.22
Whole Foods Market
Groceries
- −$2,150.00
Riverside Apartments
Housing
- −$15.00
Dribbble Pro
Subscriptions
- +$1,450.00
Freelance — Northwind
Freelance
- −$62.40
Shell Station
Transport
Search, filter and re-categorise in a single table.
Goals — Savings progress
$14,800 of $20,000
$2,050 of $5,000
$2,200 of $2,500
Targets that recalculate as your income changes.
AI insights
Real answers, not dashboards
Ask a question in plain English. Finwise reads your categorised history and answers with numbers you can act on.
Why did I overspend last month?
Dining rose 38% ($385 → $531) across 14 more transactions, mostly weekday lunches. Housing and utilities were flat. Cutting four lunches a week brings you back inside budget.
Can I afford a $2,400 trip in November?
Yes — at your current $4,232/mo savings rate you'll hold $12,900 outside the emergency fund by Nov 1. Setting aside $600/mo keeps the Japan goal on schedule too.
Anything unusual this week?
Two flags: Equinox billed $210 (was $185 — a 13% price change) and a duplicate $15 Dribbble Pro charge on Aug 4. Everything else matches your normal pattern.
Pricing
Simple, honest plans
Pay monthly or save 20% with annual billing. Cancel any time.
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Lite
For getting your money organised.
$5per month
- Unlimited accounts
- Unlimited transactions & CSV import
- Budgets and monthly planning
- Bills calendar
- CSV export
Pro
For optimising every rupee and dollar.
$9per month
- Everything in Lite
- AI insights, alerts and forecasting
- Investments, loans and net worth
- FIRE planning & Financial Health Score
- CSV & PDF export and reports
Family
For shared households and partners.
$19per month
- Everything in Pro
- Up to 4 users
- Shared budgets and goals
- Priority support
Subscriptions renew automatically until cancelled and you can cancel any time from Settings. You can request a refund within 30 days of your first subscription payment — see our Refund Policy.
Compare every plan
Free
- Connected accounts1
- Transaction history3 months
- BudgetsUnlimited
- Savings goals1
- CSV import
- Monthly planning
- Bills calendar & radar
- AI insights & alerts
- Month-end forecasting
- Investments, loans & net worth
- FIRE planning & Health Score
- CSV export
- PDF export & reports
- Shared budgets & goals
- Users1
- SupportCommunity
Lite
- Connected accountsUnlimited
- Transaction historyUnlimited
- BudgetsUnlimited
- Savings goalsUnlimited
- CSV import
- Monthly planning
- Bills calendar & radar
- AI insights & alerts
- Month-end forecasting
- Investments, loans & net worth
- FIRE planning & Health Score
- CSV export
- PDF export & reports
- Shared budgets & goals
- Users1
- SupportEmail
Pro
- Connected accountsUnlimited
- Transaction historyUnlimited
- BudgetsUnlimited
- Savings goalsUnlimited
- CSV import
- Monthly planning
- Bills calendar & radar
- AI insights & alerts
- Month-end forecasting
- Investments, loans & net worth
- FIRE planning & Health Score
- CSV export
- PDF export & reports
- Shared budgets & goals
- Users1
- SupportEmail
Family
- Connected accountsUnlimited
- Transaction historyUnlimited
- BudgetsUnlimited
- Savings goalsUnlimited
- CSV import
- Monthly planning
- Bills calendar & radar
- AI insights & alerts
- Month-end forecasting
- Investments, loans & net worth
- FIRE planning & Health Score
- CSV export
- PDF export & reports
- Shared budgets & goals
- Users4 users
- SupportPriority
FAQ
Questions, answered
Start the month knowing exactly where your money goes
Free forever plan, no card required, and your data stays yours.