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Financial Calculators

Simple, practical calculators to help you understand your money, plan your future, and make better financial decisions.

FIRE Calculator

Estimate the portfolio you need to retire early and how many years of saving it takes at your current rate.

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Coast FIRE Calculator

Find out how much you need to invest today to reach financial independence without continuing aggressive contributions.

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Net Worth Calculator

Add up what you own and subtract what you owe to see a single, honest picture of where you stand today.

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Savings Rate Calculator

See what percentage of your income you actually keep each month, and how many years of expenses that covers.

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High Yield Savings Account Calculator

See how a high yield savings rate grows your deposits, and exactly how much more it earns than a standard account.

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50/30/20 Budget Calculator

Split your take-home pay into needs, wants and savings, then compare the targets against what you really spend.

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SIP Calculator

Estimate mutual fund returns for a monthly SIP, a one-time lumpsum, or both, with a year-by-year growth breakdown.

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Step Up SIP Calculator

Project a SIP that increases every year and compare the final corpus against a flat monthly investment.

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PPF Calculator

Project your Public Provident Fund maturity value with your own interest rate and a year-wise balance table.

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Loan EMI Calculator

Calculate the EMI, total interest and full amortisation schedule for a personal, car, home or education loan.

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Credit Card Payoff Calculator

Compare the debt snowball and avalanche methods across all your cards to see your payoff date and interest saved.

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Loan Payoff Calculator

Enter a balance, APR and monthly payment to see your payoff date, total interest and what an extra payment saves.

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Prefer to read first?

The Finwise financial guides walk through the same topics in plain language, including month-by-month budget planning.

Track your real numbers in Finwise